Credit unions and microfinance

Approve loans in hours,not days.

Software for credit unions and microfinance institutions that keeps applications, portfolio and reporting in order, so your team serves members instead of filling spreadsheets.

Let's talk about your project Book 30 min

ITProject team reviewing the workflow of a lending system

The problem

Sound familiar?

01
“A member applies for a loan and waits days to hear whether it is approved.”
02
“The loan portfolio and payments live in spreadsheets only one person understands.”
03
“Every month-end, someone spends days putting reports together by hand.”

What we do

What we do for your institution

Online loan applications: Members apply online, the system checks the credit bureaus, and your committee decides with the full picture on screen.
Portfolio and collections in order: You know who owes what, and since when. Payment reminders go out on their own.
We connect what you already have: No need to scrap your current system. We connect it to banks, accounting and credit bureaus so nobody re-keys data.
Reports ready when you need them: Management and regulatory reports come straight out of the system instead of being rebuilt every month.

Real case

We have done this before. Here are the results.

Credit · Regional financial institution

Automated credit evaluation

Challenge: assessing applicants by checking credit bureaus by hand.
Solution: integration with credit bureaus and a digital approval flow.

5 days → 2 hours

response time to the applicant

Banking · Pension funds and banks

Real-time voluntary contributions

reconciling contributions between pension funds and banks manually.

manual reconciliations

Client names stay confidential. We are happy to walk you through the details on a call.

Why ITProject

One accountable team, from start to finish.

Regulated-industry experience
We work with banking, finance, lending, credit unions and retail, where mistakes are not an option.
Fixed price per phase
You know the cost of each phase before it starts. No surprises on the invoice.
Progress every 2 weeks
You see and test working software every two weeks, not just at the end.
Support included
We stay with you after launch, with agreed response times.

50+
clients
80+
projects
5
countries

Trusted by

FAQ

Questions we often get.

Do we have to replace the system we use today?

Not necessarily. Often it makes sense to connect what already works and build only what is missing. We define that in the free assessment.

How much does it cost?

It depends on what you need to solve. After the assessment you get a written recommendation and a fixed price per phase, so you know the cost before we start.

How long does it take?

We work in phases with deliveries every 2 weeks, so you see progress from the first month. The overall timeline depends on scope and you get it in writing.

Have you worked with financial institutions?

Yes. We work with banking, finance, lending and credit unions: regulated sectors where mistakes are not an option.

Tell us about your case. The first step is free.

A free 30–45 minute assessment and a written recommendation. We reply in under 4 business hours.